💡Launch Update: MLN's coding team—which numbers in the millions (of AI electrons)—is pleased to report that the 3.0 beta drops for everyone this Sunday. Keep an eye out for the launch email then. It was another day of random noise in the bond market. We&

Yields barely flinched on Tuesday with no new numbers to chew on. The market essentially got another day to sit and ponder what Kevin Warsh might do once he’s handed keys to the Fed.

With oil prices near 4+ year lows, many rate-watchers are pondering what that means for mortgage rates. The reality is it's a complex relationship. Oil price moves aren't “good” or “bad” in a consistent way. Whether oil causes monthly payments to shrink or swell boils down