"We believe that this period of declining rates could create a period of intense mortgage competition in Canada ... This mortgage competition will likely take place over a 2 to 3-year period, so we could see waves of competition and tactics are likely to evolve and change."
That's direct from an RBC Capital Markets report on Monday.
In the story that follows, we analyze whether 2025 could be a gladiator deathmatch for mortgage originations. We then assess how intense these rate duels may be and what strategies brokers and lenders can employ to stay in the ring.
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