Forecasting 2025 interest rates is starting to feel like reading tea leaves in a hurricane.
When economic uncertainty reaches these levels, mortgage advisors need time-tested strategies that don't depend as much on economists' dubious fortune-telling abilities—or the market's, for that matter.
One of this author's go-to analytical frameworks is a mortgage planning acronym I coined in the BlackBerry era 14 years ago. It's called I.D.E.A.S., and it's just as applicable for term selection today.
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