Manulife had a record-breaking year selling mortgage creditor insurance in 2024. That cemented the company as the biggest provider of such insurance in the land, followed by Canada Life.

So, what’s the magic behind Manulife’s creditor life insurance (CLI) win streak?

We put that question to Mario Cloutier, Head of Creditor Insurance at the company. He shed light on the factors at play and spelled out how Manulife's Mortgage Protection Plan (MPP) distinguishes itself from more common term life insurance.

Now, we get that insurance articles may not be people's go-to form of entertainment, but if you're a broker who sells this stuff, this is time well spent.

Yields drifted northward today as talk of trade breakthroughs kept rates afloat. Traders also braced for Friday's job data to either confirm resilience or yell “recession.”

Here's more of what got rates twitching on Thursday, and in which direction:

First National is a broker channel leader, making it a bellwether for trends in both single- and multi-family mortgage markets. Here are some swift takeaways from the company's Wednesday conference call:

Wednesday brought a deluge of macro data, and the latest numbers hint at a slipping economy in Q2 and Q3. The real cliffhanger for mortgage rates, however, is whether inflation will spike like the morning line at Tim Hortons.

Following today's fresh data, here's what's swaying yields, and in which direction.

The Fed's #1 inflation gauge looked decent on the surface, but it only tells us what happened before Trump's tariff onslaught.

The latest GDP numbers looked rough, but they could have been worse.

Here's what we got:

Canadian rates shrugged off Monday night's election squeaker. Since a Liberal win was already baked in, U.S. trade rumblings dominated our bond market's headspace today.

Five-year yields got tugged in a few directions, and here's what was doing the yanking.