Welcome to 2024, a year that promises to be easier on borrowers' wallets. Sometimes, though, promises from the financial world are like that buddy who swears they'll help you move and never shows up. That's why, even though the odds now favour floating-rate mortgages, it

If you're a mortgagor, here's to a year of lower rates and greater savings, so you can invest in your future and not in interest! If you're a mortgage professional, here's to a thriving mortgage market, thrilled clients and seamless transactions. And

⏩The short of it: In 2024, the BoC should loosen its grip and give rates a snip. The market's magic 8-ball now shows 5-6 target rate cuts in 2024. Until that seems imminent, the BoC will keep playing hardball—trying to deter premature rate celebrations and home-buying exuberance.

Not many realize it, but Equitable Bank (TSX: EQB) has been quietly schooling every bank on the TSX and S&P 500 when it comes to 10-year total shareholder return. And who's at the helm of this dark horse in the banking race? None other than Andrew