Predicting lower rates has become a national pastime. With millions of mortgage shoppers becoming armchair forecasters, rate-cut expectations have led to a higher-than-normal share of Canadians considering short-term mortgages. Yet, for months, such borrowers have been frustrated by the fact that longer-term rates (e.g., 5-year terms) have fallen much

Two-year bond traders are going all-in on rate-cut bets. Exhibit A is the following chart. It shows Canada's 2-year yield, a leading indicator for BoC rates. It just made an 8-month low on Friday after failing to rebound above its 18-month average. To some, technical analysis might seem

ℹ️Also below • A landlord "trick" to bypass rent control • BoC repo action triggers liquidity fears • CMLS revamps mortgage broker incentives • Mortgage Bytes This could be the best year for mortgage investment corporation (MIC) returns in decades, at least for some of them. That's the outlook

For those with a few bucks and a dream, playing Monopoly with real-life rental properties could again become a pastime in 2024/25. To set that stage, let's start with six truths that bolster the case for rental investing: 1. Rents have soared double-digits to record highs — any