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Happy New Year!

If you're a mortgagor, here's to a year of lower rates and greater savings, so you can invest in your future and not in interest! If you're a mortgage professional, here's to a thriving mortgage market, thrilled clients and seamless transactions. And

Countdown to Cuts: Will 2024 Deliver?

⏩The short of it: In 2024, the BoC should loosen its grip and give rates a snip. The market's magic 8-ball now shows 5-6 target rate cuts in 2024. Until that seems imminent, the BoC will keep playing hardball—trying to deter premature rate celebrations and home-buying exuberance.
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