🗞️Also in this edition: • OSFI on its 2024 Mortgage Tightening Plans • The Value Zone • Mortgage Bytes We won't swing from the chandeliers just yet, but the fact is, Canada's mortgage market just got precisely what the doctor ordered—significantly better-than-expected inflation. And it came just in

⏩The short of it: Thousands of Canadians are choosing to pay higher rates to buy before demand picks up. Are they financial visionaries? Scotiabank Economists expected that winter homebuyers would try to snatch up homes at the lowest possible price – before expected rate cuts. But they didn't expect

The Liberal government's jihad against short-term rentals (STRs) is hitting landlords' wallets harder than a surprise tax audit — particularly landlords who convert their short-term rentals to long-term rentals. Some of you may have seen this post on X:

Higher yields are spawning ominous headlines like: "Canadian Bond Yields Surge, Mortgage Costs To Climb Ahead of Spring Market." It sounds like a cliffhanger, but the reality is less sensational. At this point, there's no clear indication that rates will shoot up enough to derail the