Effective today, 30-year amortizations are back for high-ratio borrowers. It's their first sighting since going extinct in 2012. Given that 30-year insured ams. are exclusive to newbie buyers purchasing freshly-built homes, many mortgage originators are wondering, "How can I effectively promote this program?" Below are eight

The purpose of higher policy interest rates is to lower inflation. But when the Bank of Canada hikes rates, it also pumps up the single biggest driver of inflation: mortgage interest costs. Essentially, the Bank is keeping inflation 'inflated' because of its very own actions. If Alanis Morissette

Even with today's lowest "A" lender rates, getting positive cash flow out of most new rentals is like milking a stone. And, it gets that much harder when you borrow at non-prime rates north of 6%. That's partly why elevated rates are hammering investor-heavy

Canada's rate outlook shifted a bit after Wednesday's BoC rate cut, and that shift benefits rate floaters. To paint the picture, here's a hot-off-the-press chart of the forward rate outlook from CanDeal DNA.