Banks across the land have been notifying customers of changes to their #readvanceable# mortgages. Some of these notices appear written to create mass confusion. We've talked to a sampling of customers who got these letters and swore they were reading an alien dialect. Many are utterly bewildered by

For weeks, we've been a Debbie Downer—warning that today's inflation report promised more frights than a Stephen King novel. And man, did StatsCan deliver a shocker. Year-over-year inflation comparables and rocketing oil prices set us up for a doozy. But these numbers aren’t just

💡Reader note: This Week in RateLand will run Tuesday so it can reference Canada's latest inflation report. OSFI's proposed "B-20" mortgage policy tightening will "push borrowers to commit mortgage fraud," expects a broker-lender CEO we spoke with off the record recently. "