What we're staring at above is Canada's 5-year yield, which cascaded 72 bps in just 29 days. It's the first time we've closed under 3% since May 2023. Yield drops like this are as common as a one-handed economist, and multiple factors

Effective today, 30-year amortizations are back for high-ratio borrowers. It's their first sighting since going extinct in 2012. Given that 30-year insured ams. are exclusive to newbie buyers purchasing freshly-built homes, many mortgage originators are wondering, "How can I effectively promote this program?" Below are eight

The purpose of higher policy interest rates is to lower inflation. But when the Bank of Canada hikes rates, it also pumps up the single biggest driver of inflation: mortgage interest costs. Essentially, the Bank is keeping inflation 'inflated' because of its very own actions. If Alanis Morissette

Even with today's lowest "A" lender rates, getting positive cash flow out of most new rentals is like milking a stone. And, it gets that much harder when you borrow at non-prime rates north of 6%. That's partly why elevated rates are hammering investor-heavy