As usual, TD's recent Canadian Housing & Mortgage Market Panel was a cornucopia of insights. Some quick facts shared during the event (source: TD Securities)...

When borrowers pick a mortgage term they seldom think about how efficient interest rates are. They scarcely consider that mortgage terms are largely priced off market expectations for future rates—specifically, the market's expectations of average rates over a term's duration. Take a 3-year fixed rate,

"Financial markets are growing more confident in prospects for an 'immaculate disinflation,'" Oxford Economics wrote in a report Wednesday. The latest notable institution to call the top in inflation and rates is BMO. On Thursday it opined: "Canadian mortgage rates should now be at or

Many folks who got non-prime mortgages 12 months ago are being forced to renew at rates that are 100% to 150% higher. Example: 3.49% renewing at 7.99% Some may wonder whether resorting to interest-only non-institutional lenders is a solution. Does it provide enough payment relief?