Few entities in Canada originate more mortgages than M3 Mortgage Group. Its Founder & CEO Luc Bernard, therefore, knows more than your average bear about running a profitable mortgage operation. With broad industry connections and access to a wealth of data, Luc intimately understands the trends driving Canada's

The Globe published yet another criticism of federal immigration policy today, as it relates to creating housing imbalances (that story). Politicians are about to see far more coverage of this issue as Canadians get fed up with newcomers driving their housing costs higher, let alone taxing health care and education

Institutional traders believe the Bank of Canada is approaching a cul-de-sac on rates. Overnight index swaps price in two full cuts by October and almost one more in December. It wouldn't be the first time this year that markets made this "prediction," so to speak. The

Most Canadians planning to buy a home in the next 12 months aren't too confident about their qualifications. According to a new RATESDOTCA/LEGER survey: * 7 in 10 claim they're concerned they may not qualify for the mortgage amount they want. * 1 in 3 was "