Members now have direct access to MLN's daily rate database—the same data we use to track and report rate trends in the prime mortgage market. View it at Canadian Mortgage Rate Survey. The data has many uses, particularly for mortgage providers employing a spread pricing strategy. Such

The gap between insured and uninsured mortgage originations is now wider than the Grand Canyon. And it just keeps expanding, as the BoC's latest data show (chart below). The government seems blissfully content to let the insured market wither. The number of mortgages on CMHC's books,

As reported Tuesday, Canada's bank regulator plans two changes to the capital requirements of banks and default insurers. They take effect November 1 and could limit the availability of fixed-payment variable-rate mortgages at banks. According to industry executives we interviewed last week, here's the likely outcome.