Now, here's something that'll get mortgage shoppers' juices flowing. TD has slashed its discounted variable rates. And not just a little.

The government is on a mission to help renters get more credit. It plans to do that by incorporating rental payments into credit reports. They say the move will help more renters qualify for mortgages. But there are several other implications, and this won't be an overnight Cinderella

This is not the pattern we like to see in Canada's 5-year bond. "Cup and handle" patterns like this tend to break out and follow through about two-thirds of the time. If that happens here, it projects the yield rising to roughly 4.20%—calculated by

📰Also in this edition: • Canadian / U.S. rates to diverge • Mortgage Bytes So, here's a 'coincidence.' The day after we run a story on potential mortgage changes, JT plays coy when reporters ask him about 30-year insured amortizations: “On mortgages, we will have more to say