Whenever the calendar flips, hope springs eternal for those of us in the mortgage game. This year, there's more than just wishful thinking; there are genuine grounds for optimism. In fact, here are 10 reasons why mortgage volumes are set to climb this year. And no, none of

💡The latest Amortization Simulator is now live, complete with the market's latest forward rate outlook. (Download here) As we approach the biggest mortgage renewal cycle ever, brokers are starting to question OSFI's recent stress test exemption on uninsured switches. It's looking suspiciously like a

What if everything borrowers thought they knew about rates in 2025 was wrong? That's what one of our favourite macro analysts, RBC's Frances Donald, posed in her Bloomberg appearance on Monday. She noted, "We're really starting to actively think about, is there a

💡Also in this edition: Mortgage Bytes (after the story) Most of the time, when homebuilding is booming, so is the mortgage business. That's just one reason why our industry is pulling for homebuilders to get their groove back—at least in Canada's biggest provinces. To sniff