Eight weeks from now, Ottawa will start letting insured first-timer buyers and insured new-build buyers stretch their payments for five more years. It's government-approved repayment procrastination designed to get buyers buying and builders off the couch and onto a construction site. The move from 25- to 30-year insured

Housing bears are on their "I told you so" tour after the first rate cut in this easing cycle—claiming it barely gave a nudge to Canada's mortgage and real estate markets. They point to today's CREA data, which showed the benchmark home value

💡Also in this edition: • Latest from RateLand • The Value Zone • Mortgage Bytes Anyone who cares about property values needs to care about population values. When household formation outpaces housing formation, real estate markets fly as high as a kite, and vice versa. Since the Liberals announced their non-permanent resident (NPR)

💡Also in this edition: • OSFI Boss Steadfast on Stress Testing Switches • U.S. CPI Pounds Yields Lower • Fed's Patience Game Continues • Mortgage Bytes For "Canada's Challenger Bank," insured single-family mortgage lending was apparently too much of a challenge. Equitable Bank is following in competitor